Overdraft Withdrawal

The OD Withdrawal section focuses on handling the user’s overdraft (OD) accounts. Overdrafts allow users to borrow money when they need it, and this section covers everything from listing ODs to managing withdrawals and checking the transaction history.

APIs under OD Withdrawal:

List OD’s

This API lists all of a user’s overdraft accounts. It categorizes them into active, in-progress, or closed, providing details like loan account numbers and loan amounts. It’s a great way to keep track of all overdrafts associated with a user.

OD Info

This API provides a detailed breakdown of a specific overdraft account. It includes essential information such as the total loan amount, disbursed amount, remaining balance, start date, and interest rate. It’s perfect for understanding the current standing of a particular overdraft.

Withdrawal Amount

When a user wants to withdraw a specific amount from their overdraft account, this API initiates that process. After specifying the amount, it confirms that the withdrawal has been initiated and gives an estimated time for the funds to be transferred.

OD Transaction History

Need to track all the money movements in and out of an overdraft account? This API retrieves the complete transaction history of a particular overdraft, showing the amounts, transaction types (like disbursements or repayments), and dates. It helps maintain transparency and track the flow of funds.